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Podcast
September 23, 2025
From Homeless Teen to Finance Leader: The Story of Louis “Lucky” Velasquez
In this episode, Tim Graham sits down with Louis Velasquez—better known as Lucky—the founder of Finance Better.
From humble beginnings in the slums of Manila to becoming a hedge fund trader and ultimately building one of Australia’s standout mortgage broking businesses, Lucky’s story is one of grit, resilience, and purpose.
Lucky opens up about:
His journey from hardship to finance – including being homeless as a teen, landing a role at a major bank, and discovering his passion for helping families make smarter financial choices.
Building Finance Better – how he carved out a reputation in a competitive industry by keeping advice simple, relatable, and focused on people, not just numbers.
Lessons in business – the importance of planning for success, hiring to fill gaps, and knowing when to step back and bring in leadership to take things to the next level.
Innovation in finance – how Finance Better is investing in AI and cus